₦NairaRails

Real-World Money · NEAR Intents

Your USDC.
Lagos light bill.
Paid.

Nigerian freelancers earn in dollars and pay bills in naira. NairaRails skips the P2P desk: one NEAR intent turns USDC into a prepaid meter token in under a minute.

Live on the rails

  • Adaeze · Yaba · IKEDC token₦20,000 ← 12.94 USDC2m
  • Tunde · Wuse II · AEDC token₦10,000 ← 6.47 USDC6m
  • Kemi · Lekki · DStv Compact₦19,000 ← 12.29 USDC11m
  • Ibrahim · Kano · MTN airtime₦2,000 ← 1.29 USDC14m
DEMO

Pay a bill

Biller

01

Pick the bill

IKEDC, EKEDC, AEDC, MTN, Airtel, Glo, DStv, GOtv. Enter the meter, phone or smartcard.

02

Quote in USDC

NairaRails publishes an intent. NEAR Intents solvers compete to deliver the naira at the best rate.

03

Sign once, get the token

One signature from your NEAR account. The solver settles the biller, or your USDC comes back.

Take NEAR out and there is no product.

The quote, the solver competition, the atomic settle-or-refund and the user's account all live on NEAR Intents. NairaRails is only the front door and the biller catalogue.